How To Get Home Warranty To Replace Air Conditioner?

The home warranty is a contract that covers a certain period of time. It protects the homeowner from any damages and repairs that are needed to be done on their home. 

The home warranty can also cover the cost of replacing an air conditioner. The contract usually lasts for a limited type, but it can be extended if the homeowner needs more coverage. So, what about your air conditioner? Is it covered? 

The purpose of a home warranty is to cover maintenance and repairs of normal wear and tear as well as age-related failures of covered systems and appliances. Depending on your type of warranty, your warranty will cover different systems.

What is your home warranty coverage when it comes to AC replacement and repair? In any case, you will probably be unable to replace the entire unit. Here’s what I mean.

The Harsh Truth

The equipment and technicians used by home warranty companies are unbranded. You don’t benefit from them; the company does. It is not their business to replace a repairable unit.

You can keep using it until the warranty expires, or you get frustrated and decide to get a new one. You will not receive a replacement. Why would they do that?

If it breaks, the warranty says it will be fixed. However, the end result will be almost a new AC once most of the parts have been replaced. Alternatively, you can replace it yourself.

A replacement from them is not what you want. Instead, start getting quotes from reputable companies about new systems. On a new installation, a good company will offer a 1–2-year labor warranty, and a quality brand will offer 5-10 years on equipment.

When the summer ends, companies will offer discounts to move inventory, so if your unit lasts through the summer, you can save $500 or more. 

Can Home Warranties Cover The Cost Of Replacing An Entire Air Conditioner?

In the case of a malfunction of an expensive and complex system, such as heating and air conditioning, a home warranty can be of great value. Depending on your policy and maintenance history, you may be covered.

Replacement costs for air conditioners are covered by your home warranty plan.  However, you remain responsible for paying the deductible and service call fee out of pocket. 

For replacement, the service call fee may range between $100 and $200, and your warranty plan’s deductible may vary. If you prefer to work with a particular technician, make sure your company reimburses you for their service.

Is A Home Warranty Going To Cover HVAC Repairs?

There is usually a 1-year warranty and one annual premium, which you will choose and purchase. Make sure you read the contract carefully: Some warranties include routine checks and maintenance even if there’s no problem, so schedule an appointment as soon as you can.

Cleaning and maintenance routines often uncover small problems that can be corrected before they become bigger ones. To file a claim, you’ll need to contact your warranty company by phone or through its online portal if you have a problem with your HVAC.

Depending on the situation, the warranty company will either send a technician or tell you to choose a contractor of your choice. A flat service visit charge covers the technician’s evaluation of the problem and repair; all included in your flat service visit charge.

Technicians may recommend replacing the system with a new one if they determine that the existing one can no longer be repaired. As long as your warranty covers the replacement, it will be covered.

Learn more about Home improvement services.

What Is The Process Of Replacing Your AC Unit With A Home Warranty Company?

You won’t get a replacement when you file a claim with a home warranty company. Instead, after inspecting the unit, they decide if it needs to be replaced. Below is a description of the procedure they will follow.

• When you file a claim, the customer support representative will check if the air conditioner is covered under your warranty. Licensed and local technicians will diagnose your system if it is covered.
• A thorough inspection of the air conditioner will be performed by the technician. The company will be notified if any component is defective. Repairs can be approved by the company if the particular part is covered, and the technician will fix it.
• A replacement system will be provided to you by your warranty provider if the technician determines that the system is beyond repair.

When a repairable part is available, the technician may be able to resolve the problem. However, in the event that the problem persists, you will be provided with a replacement.

How Long Does It Take For A Home Warranty To Replace An AC Unit?

A good air conditioner should last between 10 and 15 years. After that, old systems may begin to malfunction as a result of normal wear and tear, but a new system may be barely damaged.

The warranty company will assign you a licensed technician if your old air conditioner breaks down. No matter how old the system is, if it can be repaired, the company will fix it rather than replace it.

Even after multiple repairs, your home warranty company may offer you a replacement if the system breaks down or the problem is beyond repair. You will get the same model of the new unit as your old one, not a higher or lower model.

Are Home Warranty Plans Comprehensive Enough To Cover Air Conditioners?

While air conditioners are designed to last for years, they are susceptible to breakdowns and can be expensive to repair or replace. However, the warranties offered by home warranty companies cover air conditioners as one of the essential systems in the house.

There are, however, some types of air conditioners that the warranty plans do not cover. In addition to wall air conditioners, swamp coolers, ductless mini splits, and forced air duct split systems forced air duct package systems are also covered.

There are home warranty plans that cover the air conditioner parts, and there are others that cover it completely. You should therefore verify that your warranty plan covers the aspects you need before signing anything.

What Are The Benefits Of Replacing Your Air Conditioner With The Company’s Preferred Contractor?

There are some home warranty companies that allow you to choose the contractor of your choice. In any case, it’s better to have your warranty provider assign a technician to service your vehicle because:

• the warranty company may deny your claim if your new system breaks down due to improper installation.
• Possibly, the technician of your choice is not insured and licensed. In the event that he encounters an undesirable event during the air conditioner replacement, you may be legally liable.
• The technicians assigned by the company will provide you with unmatched services without spending a lot of money on installation.

The Bottom Line

It is crucial for your home to be cool and to be protected from heat with air conditioners. Those living in high-temperature regions are more likely to use this system at home. It is possible for air conditioners to break down beyond repair due to continuous use.

When the AC unit has been in use for a long period of time, it might be time to replace it. When one needs to replace an air conditioning unit, it is important to know the best time to do so. The system can be replaced without spending vast amounts of money on a replacement if a home warranty covers it. 

However, you must ensure you have coverage for that. Make sure you select a warranty package that covers the HVAC system if you anticipate a need for it. There will be a list of covered components in your policy.